Privacy Policy

Protecting consumer privacy is very important to us. Our Online Privacy Statement is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. This Online Privacy Statement reflects the www.hugamonkey.com policies covering personal information collected at this website on or after the effective date shown above.

We believe that information used responsibly benefits consumers and the economy, whether it is information we house on behalf of consumers conducting transactions or information we collect on behalf of our business clients.

The relationships we have developed over the years have been established based on mutual trust. Each day we strive to reinforce our commitment to our clients and consumers.

Central to that commitment is ensuring that we abide by a set of privacy policies, which are outlined below. These policies guide us in the collection and use of information as well as our responsibilities in protecting your privacy. We use personal information about consumers only in a manner consistent with these policies.

COLLECTION OF INFORMATION

HugaMonkey, LLC collects personal information in order to offer or provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: Directly from customer applications, questionnaires and other materials submitted to us by customers; From transactions in which www.hugamonkey.com and consumers are involved; From clickthru activity on our web sites; and From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.

DISCLOSURE OF INFORMATION

HugaMonkey, LLC does not disclose customer information to third parties excepting disclosures made necessary to effect, such as to administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud.

RECIPIENTS OF INFORMATION

HugaMonkey, LLC may disclose consumer information to companies affiliated with us in order to process your orders and to maintain business documentation. These recipients include: Financial institutions, such as banks, credit card companies and brokerage houses; Companies that process transactions or provide other services for us; Government agencies;In addition, under United States law HugaMonkey is permitted to disclose customer information to certain recipients, like credit reporting.

WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION.

Hugamonkey, LLC limits access to personal information solely to owners/agents and its affiliates who need it to fulfill their business responsibilities.

Owners/Agents must adhere to HugaMonkey, LLC privacy policies. Those who violate these policies may be subject to disciplinary action, up to and including dismissal.

Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.

WE USE APPROPRIATE SECURITY SAFEGUARDS.

At www.hugamonkey.com, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. HugaMonkey, LLC continually reviews and enhances its security systems, as necessary.

WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF NECESSARY.

HugaMonkey, LLC employs appropriate measures to assure the quality of information we collect directly from consumers. Where HugaMonkey, LLC collects information directly from consumers or sources other than our business customers, we permit them, if possible, to dispute or correct any erroneous or out-of-date personally identifiable information. Of course, this correction would not be possible if the information is proprietary to one of our business customers, reflects historical transaction information or if correction would violate the privacy or legal rights of a third party.

Where applicable, we abide by laws related to such information. You can correct factual errors in your personally identifiable information by sending us a written request that credibly shows error. We reserve the right to independently verify claims made. To protect your privacy and security, we also will take reasonable steps to verify your identity before making corrections. We reserve the right to assess a service charge for providing you any information in connection with your request.

THE WEBSITE IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13

Our website is not directed at children under the age of 13 and www.hugamonkey.com does not collect or maintain information at our website from those we actually know are under the age of 13.

WEBSITE MAY BE LINKED TO OTHER WEBSITES

HugaMonkey, LLC may create links to third party websites. HugaMonkey is not responsible for the content or privacy practices employed by websites that are linked from our website.